The minimum investment amount is ₹2,000 per shop. You can invest up to ₹1,00,000 per shop.
The maximum investment per shop is ₹1,00,000. You can invest in multiple shops to diversify your portfolio.
Your share percentage = (Your Investment ÷ Total Shop Funding Goal) × 100. For example, if you invest ₹10,000 in a ₹2,00,000 shop, your share is 5%.
Yes, you can invest in as many shops as you want. Diversifying across different shops and categories helps reduce risk.
Yes, your investment is locked for 12 months. After 12 months, you can withdraw your principal + profits.
📈 Returns & Guarantee (20% Minimum)
We offer a MINIMUM 20% GUARANTEED RETURN on your investment. Even if the shop makes zero profit or loss, you will still get 20% returns on your invested amount after 12 months.
Example: You invest ₹2,000. After 12 months, even if the shop makes a loss, you will get: Principal ₹2,000 + Minimum Guaranteed Profit (20% of ₹2,000 = ₹400) = ₹2,400. If the shop makes higher profit, you get more!
There is no upper limit! If the shop performs well, you can earn 50%, 100%, or even 200%+ returns. Your profit = (Shop Profit × 50%) × (Your Share %). The minimum guarantee ensures you never get less than 20%.
Even if the shop makes a loss, you are protected by our Minimum 20% Guarantee Policy. You will receive your principal + 20% profit guaranteed. Your investment is SAFE.
Step 1: Calculate actual profit from shop (50% goes to investors). Step 2: Calculate your share. Step 3: If your share is less than 20% of your investment, we TOP UP to 20%. Example: Invest ₹2,000 → Minimum guaranteed ₹2,400. If shop profit gives you ₹2,200, you still get ₹2,400.
💸 Withdrawals
You can withdraw your principal + profits only after 12 months of investment completion. Early withdrawal is not allowed.
The minimum withdrawal amount is ₹500. You can withdraw any amount above this after your investment matures.
Withdrawal requests are processed within 1-7 business days after admin approval. The amount is credited to your registered bank account.
🛡️ KYC & Security
Yes, KYC is mandatory for all investors to comply with regulations. You need to upload PAN Card and Aadhaar documents.
KYC verification typically takes 24-48 hours after document submission. You will be notified once approved.
Yes, we use bank-grade 256-bit SSL encryption for all transactions. All shops are KYC verified and investments are backed by legal agreements. Plus, you have Minimum 20% Guarantee!
TDS (Tax Deducted at Source) is 10% deducted on your profit as per government norms. TDS certificate (Form 16A) is provided at year end. Note: Minimum guarantee is before TDS.
⚙️ Technical
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You can create a support ticket from your dashboard, email us at support@3xp.com, or use our AI chatbot.
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